OUR PRODUCTS
At Caldwell Mortgage Advisers, we help investors structure their lending to maximise returns while managing risk. Whether you’re a first-time investor or growing a portfolio, we’ll find the right lending solution.
We arrange competitive finance for residential investment properties, with structures designed to suit your investment strategy.
We help you understand rental yield, serviceability requirements, and how lenders assess investment lending applications.
For experienced investors, we can help structure lending across multiple properties to support portfolio expansion.
Investment property lending typically requires a minimum 35% deposit (65% LVR), although some lenders may allow a lower deposit in certain circumstances.
Interest deductibility rules for residential investment properties have changed. We recommend speaking with your accountant alongside your mortgage adviser to ensure your structure is tax-efficient.
At Caldwell Mortgage Advisers, we:
We understand your investment goals and assess how much you can borrow based on rental income and your financial position.
We recommend loan structures that align with your investment strategy, whether that's interest-only, revolving credit, or fixed rates.
We negotiate with lenders on your behalf and manage the process from approval to settlement.
Thinking about an investment property? Let’s discuss your options and find the right lending structure.
