OUR PRODUCTS
Whether you’re exploring KiwiSaver withdrawal options, the First Home Grant, or simply want to understand how much you can borrow, we’re here to guide you through every step of the process.
We walk you through the entire home-buying journey, from pre-approval to handing over the keys.
Our comprehensive guide covers everything you need to know about borrowing, deposits, and government grants available to first home buyers.
We compare loan options across multiple lenders to find the structure and rate that best fits your budget and goals.
First home buyers may be eligible for the Kāinga Ora First Home Grant of up to $10,000 per buyer, depending on income caps and property price thresholds.
You can also withdraw your KiwiSaver contributions (minus the $1,000 kickstart) to put towards your deposit. We’ll help you understand what you qualify for.
At Caldwell Mortgage Advisers, we:
We review your income, savings, KiwiSaver, and existing debts to determine your borrowing capacity.
We compare options across multiple banks and lenders to find the best deal for your first home.
From pre-approval through to settlement day, we handle the heavy lifting so you can focus on finding your home.
Ready to take the first step towards owning your own home? Let’s chat about your options today.
