OUR PRODUCTS
At Caldwell Mortgage Advisers, we have extensive experience arranging build and land finance. We’ll guide you through the process, ensuring your funding is structured correctly from day one so your build stays on track.
We arrange finance for turnkey house and land packages, managing the lending from land settlement through to build completion.
Construction loans involve progress payments at each build stage. We structure your loan to align with your builder's payment schedule.
Whether it's a spec build, a custom design, or a relocatable home, we find lenders who specialise in new build lending.
Construction loans typically require a fixed-price building contract and council-approved plans before the bank will issue approval.
Interest is usually charged only on the amount drawn down at each stage, not the full loan amount. We’ll explain how progress payments work and what to expect at each milestone.
At Caldwell Mortgage Advisers, we:
We assess your building contract, plans, and budget to determine the best lending structure.
We match you with lenders experienced in construction lending and negotiate competitive terms.
We coordinate with your builder and bank throughout the build to ensure smooth progress payments.
Planning a new build or land purchase? Talk to us about your finance options today.
