1) Only use Mortgage Advisers if you have bad credit

Some people believe that mortgage Advisers are only for those people who have credit issues. You can certainly access the skills of a Mortgage Adviser if you have bad credit, but it isn’t a requirement!

Most people who use the service of Caldwell Mortgage Advice (CMA) are the same ones who could go to the big banks. They simply recognize that an Adviser can save them time and money and are the logical choice for the job.

2) Mortgage rates are the same everywhere

Another common misconception is that it doesn’t matter where you go because you’ll be paying the same mortgage rate. This is almost always incorrect.

Similarly, choosing your current bank as your lender doesn’t always mean you get preferential treatment when it comes to loan rates. You should always shop around instead of assuming that you’re getting the best deal. Better yet, let us do all the hard work for you!

3) Mortgage Advisers Are Expensive.

This is one myth that absolutely needs to be busted! We don’t charge for our time, in fact we can save you money, and in several ways.

Let us take the hassle out of obtaining a home loan. We’ll shop around for the best deal possible, at no cost!

4) Mortgage Advisers Deal with One Lender

It’s true that some Advisers do work for a bank or single lender, but at CMA we don’t. We pride ourselves in providing all the options and we can compare the rates from dozens of lenders to get our clients the best deal available!

We do the work and you get the best options! Oh, and did we mention it’s a free service?

If you have any questions of your own or would like a consultation with one of our experienced Mortgage Advisers please contact the team or request a callback here.